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Definition

What is ERA / 835 Electronic Remittance Advice?

The HIPAA-standard electronic format used by payers to communicate claim adjudication results — payments, denials, adjustments, and patient responsibility.

The full definition

ASC X12 835 is the electronic remittance advice format payers use to tell providers how a submitted claim was adjudicated. The 835 contains the paid amount, any adjustments (contractual write-offs, denials, partial payments), patient responsibility (copay, deductible, coinsurance), and reason codes for any denial. Modern billing platforms ingest 835s automatically and post payments + adjustments to the patient ledger without manual data entry.

Why it matters in practice

ERA auto-reconciliation is one of the biggest time-savers in healthcare billing — without it, billers spend hours per week manually keying in payments from paper EOBs. With auto-reconciliation, the payment posts itself and the biller only handles exceptions (denials, partial payments needing review).

Real-world examples

  • Receiving an 835 from Aetna confirming $285 was paid on a $300 billed claim with $15 adjustment
  • Receiving an 835 with a denial reason code requiring claim resubmission with corrected information
  • Receiving a Medicare 835 with patient deductible status updates

Inside Velant

Velant retrieves and auto-reconciles 835 ERAs at $0.14 per ERA with automatic payment posting and denial routing into the appeals workflow.

Related terms

See ERA / 835 Electronic Remittance Advice in action — inside Velant

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